Frequently Asked Questions

  1. CSK has friendly, professional and competent staff who care for our customers’ financial well-being while providing excellent service.
  2. We have competitive interest rates, flexible payment plans and quick processing times.
  3. We are fair and transparent in all our dealings.
  4. We have same day loans that do not require a guarantor or collateral security.
  5. Doing business with us allows you the opportunity to avail yourself of other services offered by our Bank of Jamaica licensed cambio. These services include; foreign currency trading, MoneyGram, JN Money Transfer, bill payment (only $25.00 per bill) and credit top up.
  1. Valid Identification (Driver’s License, Elector Identification, Passport)
  2. Tax Registration Number (TRN)
  3. Two (2) passport size pictures
  4. Proof of address
  5. Job Letter
  6. Three (3) recent pay slips
  7. Guarantor (depending on loan amount)

*Please note, that the customer should be employed for at least six (6) months

  1. Valid Identification (Driver’s Licence, Elector Identification, Passport)
  2. Tax Registration Number (TRN)
  3. Two (2) passport size pictures
  4. Proof of Address
  5. Guarantor
  6. Completed Business Plan questionnaire (done in office)


Salary deducted Personal loans do not require a guarantor for amounts up to $200,000. Personal loans not salary deducted require a guarantor for amounts over $100,000.

All our business loans require a guarantor.

  1. One (1) passport size picture
  2. A valid identification (Driver’s License, Passport or Voter’s Identification)
  3. Tax Registration Number (TRN)
  4. Proof of Address
  5. Two (2) recent pay slips

This is determined after evaluating the submitted documents.

Our interest rates vary depending on the amount and term of the loan in addition to whether you are employed in the public sector or not.

Once all documents are submitted loans are disbursed within 48 hours.

Our loans are for short duration and as a result are for 1-12 months. Under special circumstances the loan period can be extended to 24 months.

For pre-screening the documents may be sent via email or Whatsapp. However, the original documents will have to be submitted for loan approval.

Yes, there is a processing fee of 5% that will be deducted out of the loan amount after approval plus G.C.T. In addition, the applicant will have to pay for the Credit Report which is non-refundable.

Our payback terms are flexible and usually tied to our customers’ pay cycle. Therefore if you are paid weekly, the payback would be set for each week.

Repayments can be done by salary deductions, any National Commercial Bank branch or at our office.

Yes, you can be given a repeat loan depending on your payment record and capacity to pay. Disbursements of these loans are usually done on the same day of your application.

58 ½ Hagley Park Road, Kingston 10

Telephone #: 876-920-9099, 876-960-9507 & 876-349-4425

Fax #: 876-926-7932



— Opening Hours —

Monday – Friday   8:30am – 5:00pm

Saturday                  9:00am – 5:00pm