Got any Questions?

Get answers to some of the commonly asked questions.

  • Valid Identification (Driver’s License, Elector Identification, Passport)
  • Tax Registration Number (TRN)
  • Two (2) passport size pictures
  • Proof of address
  • Job Letter
  • Three (3) recent pay slips

Small Business Loans require:

  • Valid Identification (Driver’s Licence, Elector Identification, Passport)
  • Tax Registration Number (TRN)
  • Two (2) passport size pictures
  • Proof of Address
  • Guarantor
  • Completed Business Plan questionnaire (done in office)


*Please note, that the customer should be employed for at least six (6) months

  • The loan is in excess of $200,000 whether the repayment schedule is via salary deductions or over-the-counter
  • For over-the-counter payments, one (1) is required once the loan amount is in excess of $100,000
  • One (1) passport size picture
  • A valid identification (Driver’s License, Passport or Voter’s Identification)
  • Tax Registration Number (TRN)
  • Proof of Address
  • Two (2) recent pay slips

The interest rate ranges between 4.33% – 6% per month.

The process on a normal circumstance the loan is disbursed within 24 to 48 hours once all the documents are submitted for processing.

We facilitate short-term loans, therefore the payback period is usually 3 – 24 months. 

Yes, there is a processing fee of 5% that will be deducted out of the loan amount after approval plus G.C.T.

If it is an unregistered business, then it is a must for the customer to pay back weekly. For those who have a registered business, the customer’s pay cycle determines the payback. For example, if they are paid weekly, then they are expected to pay back weekly.

Our loans are for short duration and as a result are mainly for 3 – 24 months. Special loans for 1 – 2 months can be obtained however these are usually done at special rates of interest.

You could pay back through the bank (direct deposit) or Salary Deductions, or over-the -counter.

This is determined after evaluating the submitted documents.

58½ Hagley Park Road Kingston 10.

For pre-screening the documents may be sent via whatsapp or email. However, the original documents will have to be submitted for loan approval.

  • Comprehensively insured motor vehicle
  • Cash Value on life insurance policy
  • Cash in a deposit taking institution (bank, credit union etc.)

Yes, you can be given a repeat loan depending on your payment record and capacity to pay. Disbursements of these loans are usually done on the same day of your application.