About Us

Having seen the success that Yunus Muhammad had with the Grameen Bank in Bangladesh in assisting the poor to improve their lives, Mr. Hubert Kerr a Jamaican with an intense love for his country, Senior Marine Pilot, serial entrepreneur and himself of humble origins founded CSK Internet and Small Loans Limited. This was done due to the burning desire he had of helping ordinary Jamaicans achieve financial independence.

CSK was incorporated as a Limited Liability company on June 23, 2008 and commenced operations shortly thereafter offering small loans to the general public as well as internet café services.

One of the principles that link CSK Internet and Small Loans Limited with the illustrious Grameen Bank is that ‘loans are better than charity to alleviate the suffering of the poor’. This is so as loans taken with the aim of funding a business activity can give the poor the opportunity to increase earnings and also repay the loan. This thereby allows the poor to begin the climb out of poverty.

CSK Internet and Small Loans Limited having been founded with this principle of helping the poor through loans, lives its motto ‘Empowering You to Uplift Yourself’.

Over the years we have evolved and have seen us discontinuing the internet café for strategic reasons and adding a Bank of Jamaica licensed cambio to trade foreign currency with the general public.

CSK Internet and Small Loans Limited operates at 58 ½ Hagley Park Road, Kingston 10. CSK while showing some growth over the years is still a small company employing ten (10) highly motivated, qualified and professional staff members.

CSK’s suite of services include Personal and Small Business loans, foreign currency trading, MoneyGram, JN Money Transfer, Bill Payment and Credit Top Up.

CSK is a member of the Cambio Association of Jamaica. We are also Credit Information Provider to CreditInfo Jamaica Limited and CRIF Information Bureau Jamaica Limited. 

CSK Internet and Small Loans Limited is a company that believes in transparency, accountability and integrity. This is reflected in our interaction with all our stakeholders which include regulatory bodies, customers, staff and suppliers.

CSK as a result of the way we do business has a high rate of repeat and loyal customers.

For the future CSK will recommit itself to helping the poor with more business loans to small business persons and be more involved in our community.

Our Values

Integrity
We always honour our word and ensure that we are fair and transparent when dealing with our customers and other stakeholders.

Respect
We hold all our customers and other stakeholders in the highest regard and as such we operate in a manner that is reflective of this respect.

Reliability
We process your transactions with speed, accuracy, care and consistency.

Continuous Improvement
We endeavour to continually improve our product offering and internal processes to remain relevant with our customers and compete effectively with our competitors.

Confidentiality
We always ensure that our customers’ personal information remains private and confidential and are treated with the utmost care they deserve.

Vision Statement

We will become a house hold name in Jamaica and the Caribbean while being known for delivering quality loan products and other financial services that empower our customers to become financially secure. This will be achieved through excellent customer service, aggressive expansion of our branch network, use of appropriate technology, well trained and motivated employees, strategic partnerships and continuous review and improvement of our products offering.

Mission Statement

To provide a wide range of financial products and excellent customer service to our customers, profitably. Ensuring at all times that our employees, suppliers, community and other stake-holders are treated fairly and with respect while operating within the established regulatory framework.

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